It is a SAD day in America.

The perfect storming is brewing and no one can see it. I sit here, 5:30 am, coffee in hand, reading the head lines of the New York Times and see the largest storm ever and no one is preparing. Our nation has been hypnotized by the masters of Washington. Health care is about to crush our nation. Sub prime loans, residential real estate, commercial real estate, even the bank failures will be TINY compared to the destruction we are about to see happen to our nation. As Washingtonites walk around patting each other on the backs, Americans are about to get the shaft. Health care financing and mental health for all are coming to America and we can not afford it.

The problem has been created because we have lost track of cost and demand, demand is exceeding supply, thus driving up cost. This is totally evident in the financial crisis where Americans were duped into buying homes and goods they could not afford. The health crisis where 80-90% of all health care cost is related to poor lifestyle choices. First problem that no one sees and is evident by the article below in today's NYT telling Americans their health insurance company has been forced to provide mental health benefits on par with physical health benefits. This is a noble cause, BUT where is the money going to come from to pay for it. How is it going to be controlled? Just look a medicare and you can see how fraud can destroy a program. Or will the "insurance companies" just have to pay for it. Looks like OUR PREMIUMS are about to go up up and up some mre (AND THEY ARE) and we have no choice. Insurance companies do not even know the impact of this legislation that has been silent in the national health care debate. Politicians have taken an attitude of "do not disturb the sleeping dog". Add this to political correctness of the second article regarding people and their choices and we have the making of a perfect storm.

As most know, I am an advocate of a healthy lifestyle. I preach it, I live it. This may not be for everybody, but everyone has to do their part or nation will fail. It is happening today and it happened to Rome 2000 years ago. When will the insanity stop - I predict when we run out of money and THE ABILITY TO PRINT MONEY. We can not create a health care system that treats every thing for every body PERIOD! I am now predicting a resurgence of "smokers rights" as they should allow to be smokers just like fat people should be allowed to be fat - or should they pay more because they consume more? Obesity and the increase in chronic conditions and the cost associated with them is a fact. The problem is no one wants to talk about it. Mental health is an expense time bomb because there is no "cure", patients can be treated "for life". It is all subjective. Take for instance the mental condition of ADD & ADHD, which is found mostly in boys because of their nature they do not fit into our cookie cutter schools. Currently there are about 10 million diagnosed and drugged, this is approx 18 billion in prescriptions per year. This is just the beginning of exploding cost, because once an industry that has not seen coverage from insurance companies get coverage they get very creative in their efforts to tap this new source of income. The cash flow stream can be massive. I call it money for life.

Add the 100's of billions that will be spent on mental health, oh yea just remember the new legislation will prohibit pre-existing conditions so all companies will have to take on this cost. Oh yea do not think this will just stay with the companies with over 50 employees because the new legislation will wrap this mental health parity law into all plans and no one knows the cost. Next we add the cost to treat everyone for anything and we have a BANKRUPT NATION. It is sad day to see our politicians "high fiveing" each other when we just killed the goose that laid the golden egg.


Patient Money - Getting Medical Help for the Mind as Well as the Body - NYTimes.com

Fat Pride Community Pushes Back in Health Care Debate - NYTimes.com